[NewMusic] instrument insurance?

[Alan Anzalone]

First comes the story.
I was at the flea market at Laney College last weekend and found a  
sax, a 1957 Selmer Mk VI tenor. As much as I wanted to believe the  
story that it belonged to his uncle, I was skeptical. Still, knowing  
that these horns are worth bunches of money more than the guy wanted,  
I bought it. A firm believer in karma, I called around to music  
stores and repair shops, figuring if indeed the horn was hot, the  
owner would have reported it and be actively looking for it. (btw, I  
called the police, they couldn't be bothered) Today I got a call from  
Lee Krampka, turns out some kid from Denmark left it on the back seat  
of his car on Mission St. a few weeks ago, and yeah, he wants it back.

Well, this got me thinking about insuring my gear. Can someone give  
me some info on good companies? Experiences with claims would be  
helpful.

Thanks,

Alan Anzalone
aanz at mindspring.com