[NewMusic] instrument insurance?

[Phillip Greenlief]

I'm not sure what folks are paying for Clarion, but if you're a member
of Chamber Music America ($100 a year), the insurance costs $100 a
year...so it's $200 for the year...not sure the Chamber Music America
membership is worth it otherwise...I've never seen any benefit, apart
from being invited to submit grant proposals (that I never seem to get).

Phillip Greenlief
c/o Evander Music
PO Box 22158 Oakland, CA
94623-9991
www.evandermusic.com

-----Original Message-----
From: newmusic-bounces at music.mills.edu
[mailto:newmusic-bounces at music.mills.edu] On Behalf Of Jon Raskin
Sent: Wednesday, November 29, 2006 7:36 AM
To: Bay Area New Music Discussion Group
Subject: Re: [NewMusic] instrument insurance?

This is the advantage of an insurer like Clarion.  You get the appraised
value for replacement of the instrument. 


----- Original Message ----
From: Ron Lettuce <letucepry at yahoo.com>
To: Bay Area New Music Discussion Group <newmusic at music.mills.edu>
Sent: Tuesday, November 28, 2006 10:32:37 PM
Subject: Re: [NewMusic] instrument insurance?


In addition, some insurance policies will go as far as to call "used for
playing in public" playing "professionally", so your claims of starving
artisanship may be DENIED, also many put caps on amounts for musical
instruments, computers and tools (construction/automotive) which may
leave you with $1000 to replace your Selmer Mark VI....



lettuce

----- Original Message ----
From: Michael Zelner <michaelz at zoka.com>
To: Bay Area New Music Discussion Group <newmusic at music.mills.edu>
Sent: Tuesday, November 28, 2006 7:10:22 PM
Subject: Re: [NewMusic] instrument insurance?


On 11/28/06, Michael Cooke wrote:

>Music Union has a instrument insurance program and you might check with
you
>car insurance company if it does more then car insurance. They tend to
give
>breaks for for multiple policies. I use State Farm and have a special
>instrument policy with them. I have not had to use it, knock on wood.

Keep in mind that in general, homeowner's and renter's insurance 
policies can cover musical instruments, unless they are used 
"professionally" (i.e., a portion of one's income is earned from 
music made with said instruments).

I suppose one could claim that as a "new music" practitioner, no 
noticeable income is involved. . .

MZ




--------------michaelz at zoka.com---
             Michael Zelner
---Oakland CA USA------------------
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NewMusic at music.mills.edu
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